Many people reading this article will have heard of the Metaverse. It is supposedly the Next Big Thing. It will change the way we work, socialise, learn and be entertained. Facebook – Meta as the company is now called – has hired 10,000 of the brightest and best and is investing billions. Your avatar will...Read More

Go back not that many years and any reasonably-sized town would have had the ‘big four’ on its high street: Barclays, Lloyds, NatWest and HSBC occupying prominent retail positions and – if the town was slightly larger – quite possibly a branch of TSB, RBS and Yorkshire Bank as well. North of the border they...Read More

This month’s market commentary was written on Friday April 1st, with the section on Ukraine written in the afternoon. Nevertheless, events may have overtaken our comments by the time you read this.  March was dominated by news of the fighting and its inevitable consequences: the rising cost of energy and the inevitable shortages that we’re...Read More

Today, there’s no single definition of a typical working day. Many will go to the office for eight hours, work irregular shifts or set up a laptop in their front room, spare bedroom or favourite coffee shop. That has massively fuelled the debate about moving away from a traditional five-day working week, with many arguing...Read More

Romance scams are often assumed to predominantly be an issue among older people, with fraudsters tricking those who are lonely and vulnerable into false relationships, so they can steal their money and personal details. However, a new study by Nationwide suggests that the problem may be far more widespread than many of us assume, with...Read More

In 2020, the Government was in a bullish mood about the UK cybersecurity sector. It reported that the number of firms in the sector had increased by 44% over the previous three years, with the sector generating revenues of £8.3bn. Two years of a global pandemic have done nothing to slow that growth, with the...Read More