The Bottom Line

By Morgan Williams & Co.

Guide: 5 tips to help you manage your wealth in 2026

The start of a new year can be the perfect time to check in on your finances, set goals for the year ahead, and create a plan for how to achieve them. In fact, the Investment Association (6 January 2025) found that 43% of UK adults planned to set financial goals at the start of...
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An investor reviewing performance on a phone.

Treasury rules set to regulate the crypto market from 2027. Here’s what you need to know

The government (15 December 2025) has revealed plans to regulate cryptocurrencies in a similar way to other financial products. Find out what this means for investors and what to consider before you make crypto part of your investment portfolio. As a relatively new asset class, crypto isn’t currently regulated. This means crypto investors don’t benefit...
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A person using a calculator.

How fiscal drag could harm your finances as the government extends tax freezes

When chancellor Rachel Reeves delivered the Budget in November 2025, you might have breathed a sigh of relief that Income Tax rates weren’t increasing. However, fiscal drag could still harm your finances over the long term. Fiscal drag occurs when tax thresholds aren’t increased in line with wages or inflation, and is sometimes dubbed a...
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A row of homes in Kensington, London.

Explained: What the “mansion tax” means for homeowners

After much speculation that the chancellor would announce an additional property tax, the new “mansion tax” was unveiled during the November 2025 Budget. Read on to find out whether it’ll affect you, and how the new tax works. The mansion tax will apply to properties worth more than £2 million in England Officially called the...
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A couple toasting with wine glasses.

2 reasons to combine your financial plan with your partner’s

Love is in the air with Valentine’s Day just around the corner. Amid planning romantic gestures, thinking about combining your financial plan with your partner’s could be valuable. Talking about finances might seem too practical for a day that’s about celebrating love. Yet, it could support your relationship. Here are two reasons why you might...
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Runners running towards a finish line.

How to be a successful investor: Defining what “success” means

Every investor wants to be successful. Over the next few months, you can read about ways to improve your investment strategy. Defining success against the performance of others can encourage a short-term mindset What “success” means when investing is different for everyone, and defining what it means for you is crucial. You might be tempted...
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City of London skyline.

Investment market update: December 2025

After a year filled with uncertainty and rising trade tensions, markets were calmer in December 2025. Find out what may have affected the performance of your portfolio at the end of the year. Market volatility eased in December 2025 Markets were downbeat at the start of the month. Most European markets were in the red...
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Middle-aged couple cooking a meal in the kitchen.

5 fantastic reasons to complete the Veganuary challenge this January

Veganism has become part of the mainstream over the past decade. A lifestyle characterised by trying to prevent animal suffering, veganism involves the avoidance of food, clothing, and other products derived from animals. The number of people following this lifestyle has increased significantly in the last 10 years. According to the Goodness Project, just 150,000...
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A woman relaxing wearing a Christmas jumper.

8 financial tasks to complete before the end of 2025

Amid mingling with friends and celebrating with family during the festive period, you might have quieter days to tackle some financial tasks as you enjoy a mince pie. Ticking off these jobs now could help ensure you have everything ready for 2026. 1. Go through your bank statements and Direct Debits Go through your bank...
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