The Bottom Line

By Morgan Williams & Co.
Big Ben

Everything you need to know about the 2023 Autumn Statement

On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s been a challenging year with inflation dominating headlines. While inflation has fallen, it’s still higher than the Bank of England’s 2% target at 4.6% in the 12 months to...
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Business man looking at charts on a tablet.

Investment market update: October 2023

As inflation remains stubborn, and interest rates may have to remain higher for longer, recessionary concerns have grown around the world. Read on to discover some of the factors that may have affected your investment portfolio in October 2023.  When reviewing short-term market movements, remember to focus on your long-term investment goals. UK After a...
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Two women looking at a Christmas market stall.

10 festive markets to visit in Europe this year

It’s not too late to book a last-minute Christmas getaway. These fantastic destinations all boast traditional festive markets that are perfect for getting into the Christmas spirit, enjoying a mulled wine, or picking up some gifts. 1. Tallinn, Estonia Dates: 1 December 2023 to 7 January 2024 If you’ve yet to visit Estonia, adding Tallinn...
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A grandfather and granddaughter on an autumn walk.

7 practical ways to beat the winter blues

As the nights draw in, it’s normal to want to spend more time indoors where it’s warm. However, if it affects your mood and motivation, you could be suffering from the winter blues. Luckily, there are often steps you can take to overcome it.  The NHS estimates that around 2 million people in the UK...
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A person filling in paperwork.

How to help your family manage your affairs when you pass away

Planning for your death can be emotionally difficult, but it could be a huge help to your loved ones.  Research suggests administering an estate after a loved one has passed away can affect mental health and finances. Read on to learn more about some of the steps you could take to help your family manage...
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A business meeting taking place around a large table.

Business owners, don’t take Willy Wonka’s chance approach to succession planning

Eccentric Willy Wonka boasts a lot of enviable skills as a businessman – he’s innovative, understands his target audience, and inspires loyalty from his employees. But his skills at succession planning left a lot to be desired.  Over the years many actors have taken up the role of Roald Dahl’s iconic chocolatier Willy Wonka. The...
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Three women at a café.

5 practical steps you could take this year if you want to retire in 2024

Every year thousands of people retire. It’s a milestone that you might be looking forward to in 2024 with excitement. It’s also a life event that you may feel nervous about. Spending some time preparing for the next chapter of your life could mean you feel more confident about stepping away from work. If you’re...
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Business people walking into an office building.

Investment market update: September 2023

Economies around the world continue to struggle with high inflation and weakening demand affecting GDP. Read on to discover some of the factors that may have affected your investment portfolio in September 2023.  When reviewing short-term market movements, remember to focus on your long-term investment goals. UK Official data shows the UK economy contracted by...
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A family paddling in the sea at a beach.

How to make happiness part of your financial plan

People often think of their financial plan as a way to grow their wealth and provide financial security. You might consider areas like your pension or financial protection to be core parts of your financial plan. Yet, while they’re important, your happiness is essential too.  Financial planning is about helping you reach your financial goals,...
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