The Bottom Line

By Morgan Williams & Co.

The rise and rise of the subscription economy

You may use it for beer or bread, for razor blades, watching films or even for the simple act of reading books on Amazon. The subscription economy is something that has taken a hold on a large and growing portion of the population. It used to be said that Britain was a nation of shopkeepers....
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‘Flexible’ Careers will Increase the Need for Financial Planning

In days gone by, life was relatively simple. You left school or university, you found a job and barring moving away or your employer going bust you stayed with that employer until you retired.  Today, and especially after the pandemic, that situation has changed significantly. Employees want flexibility, they want the ability to work from...
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Is Facebook really worth a Trillion Dollars?

You may have seen the film The Social Network. In the film, Jesse Eisenberg, playing Facebook founder Mark Zuckerberg, is musing on wealth. “A million dollars?” he says, and shrugs. “But a billion dollars… that would be cool.”  The film was released in 2010. Eleven years on the scriptwriters may need to add three more...
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Could a shortage of staff de-rail a recovery?

Older readers may remember the TV drama Boys from the Blackstuff and, in particular, the catchphrase uttered by Yosser Hughes. “Gizza job. Go on, gizza job. I can do that.” Forty years later could we be about to see a complete role reversal? Could employers be standing plaintively outside their shop, office or factory saying,...
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What Lessons can Businesses Learn from Gareth Southgate?

In 1996 England went out of the Euros on penalties. The man who missed the crucial penalty was Gareth Southgate, now the England manager.  Speaking about the miss recently he said, “I’ve had a couple of decades to think about it. I was a volunteer. The type of character I was, I felt you should...
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Alice Baker. Financial Adviser of the Year: North East – Finalist

We are incredibly proud to publish that our very own Alice Baker has been shortlisted from over 2000 nominations in the 2021 Women in PA Financial Advice Awards. Announced on the 2nd August Alice is a Finalist for the title of Financial Adviser of the year for the North East region. The Women in Financial...
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August Market Commentary

As everyone expected, July saw the G20 endorse the plan from the G7 meeting in Cornwall to set a minimum global rate of corporation tax.  A headline in City AM proclaimed that US tech giants could face a $28bn (£20bn) tax bill, with suggestions that the tax could raise as much as $87bn (£63bn). We...
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Lockdown: who were the Winners and Losers?

With the so-called ‘Freedom Day’ now a thing of the past, we’re looking forward positively. Yes, there may well be further lockdowns in the future. But for now let us push those worries to one side, and look at some winners and losers from the 15 months of varying degrees of lockdown that are –...
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Will Amazon Finally Pay its Fair Share?

“Only two things in life are certain,” as the old saying goes: “Death and taxes.”  But of late it seems that taxes could be replaced by something else: headlines about Amazon (and other tech giants) not paying enough tax. Every year it seems to be the same: the companies make millions – if not billions...
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