The Bottom Line

By Morgan Williams & Co.
Workers in a warehouse.

Investment market update: March 2025

Trade wars and fears that tariffs could spark recessions meant investment market volatility continued in March 2025 and the start of April 2025. Read on to find out more about some of the factors that may have affected the value of your investments recently. Tariffs imposed by US President Donald Trump affected markets negatively and,...
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Someone using Zoom to talk to a person.

The AI technology that means you need to be vigilant for scams more than ever

AI technology is presenting lots of opportunities for businesses to improve efficiency, but it’s also being used by scammers. To protect your assets, it’s more important than ever that you’re vigilant and aware of how criminals might target you. While you might think of scams as being rare, they could be more widespread than you...
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A band on stage at a gig.

Why an effective financial plan might involve spending more

When people think about financial wellbeing, they often link it to frugality or building wealth. Yet, an effective financial plan isn’t always about that, sometimes, it might make sense to spend more. It can be difficult to get your head around. After all, as a child, you’re often taught that being sensible with money means...
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A patient holding hands with a loved one.

Financial protection: How it could help you bridge an income gap

You don’t know what’s around the corner, but that doesn’t mean you can’t prepare for it. A financial shock could derail your short- and long-term plans and might mean you face additional stress at an already difficult time. So, creating a financial safety net that you can rely on should the unexpected happen could offer...
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Two people looking at art in a gallery.

How much do you need to be “wealthy”?

Wealth is often associated with financial abundance. However, when you look at the things that bring you joy and give you purpose, it might not be the value of your assets. Indeed, a February 2025 report from HSBC suggests the younger generation is less likely to define wealth by how much they have in the...
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A theatre audience waiting for a show to begin.

Take back control of your happiness

This guest blog was written by Chris Budd who wrote the original Financial Wellbeing Book, and also the Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing, and has written more than 100 episodes of the Financial Wellbeing Podcast. One would imagine that the way we spend money makes us happy. However,...
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A worker in a car factory.

Investment market update: February 2025

After reading headlines throughout February, you might be expecting a gloomy investment outlook. Yet, despite threats of trade wars and uncertainty around the world, there were market highs. Read on to find out more about some of the factors that influenced investment markets. As investment markets are experiencing volatility, it’s perhaps unsurprising that some investors...
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A photo of Buttermere in the Lake District.

5 ways to make nature part of your routine

As spring starts to bring us nicer weather, you might be thinking about ways you can spend more time in nature. But did you know that enjoying time outside is vital to your health? A recent Aviva study found that almost 9 out of 10 UK adults say access to nature is important to their...
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A group of friends talking in a café.

Is a lack of investing culture holding back the UK’s wealth potential?

An interesting January 2025 report from Abrdn suggests culture could affect your financial decisions more than you think. Indeed, a lack of investing culture in the UK was linked to a relatively small portion of personal wealth being invested in equities when compared to other G7 nations, which could limit wealth potential. The research looks...
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